Teenage drivers aged 15-19 are charged way more than any other age group for car insurance. Insurers blame this high fee on a lack of driving experience and a higher risk of accidents. Whatever the reason, there’s a way to lower this expense.
Picking the right vehicle can mean saving hundreds of dollars on your monthly insurance payments.
In this article, we’ll take a closer look at some of the cheapest cars to insure for teens so you can strike the perfect balance between affordability and protection. So keep reading, and let’s embark on this exciting journey where pocket-friendly policies meet top-notch safety features.
Honda Civic
When it comes to choosing the right car for a new driver, safety is always a top priority. If you’re looking for a vehicle with exceptional protection features, a Honda Civic is the go-to option.
It’s equipped with a cutting-edge braking system that uses sensors to detect potential collisions. This mechanism reduces the severity of accidents and can even prevent them altogether. Because it alerts the driver of impending dangers, they can take evasive actions.
There’s also a lane-keeping feature. It guides the vehicle back into the center of the road when it starts to drift.
Regardless of these innovations, we all can agree that driving gets exhausting despite how well a car is designed. That’s why Honda equips its Civic with adaptive cruise control. The vehicle intelligently adjusts its speed to maintain a safe distance from the car ahead so drivers can relax a little more.
But safety isn’t the only perk of the Honda Civic.
Choosing this vehicle as your trusty steed not only grants you four doors of mobile bliss but also the bonus of insurance affordability. Most insurers consider 4-door cars to be safer, resulting in lower insurance rates.
At less than $25,000, it’s the perfect ride for the financially savvy.
Ford Fusion
On average, the insurance cost for the Ford Fusion runs under $150 monthly, providing peace of mind without breaking the bank.
The Ford Fusion has an awesome four-cylinder engine that makes it excellent for new drivers who are still getting used to the road.
The car is also extremely fuel-efficient. You’ll always have enough power to get you where you need to go.
Parents can take comfort in the key technology that lets you set up a key just for your teenager. Besides opening the door, this key also acts as a controller, limiting your children’s speed when they drive. With this extra control, parents can be sure that their teen is driving safely when they’re not there.
It’s clear that the Fusion is all about giving you and your kids a super safe ride, but it doesn’t neglect comfort. Its calm cabin means your teens won’t be bothered by road noises.
Overall, this ride offers a more enjoyable and less distracting driving environment.
Moreover, the Fusion has incredible handling. A new driver can cruise the streets like a pro without breaking a sweat. Whether you’re navigating through crowded city streets or hitting the open road, every ride will feel like the smoothest route you’ve ever had.
Kia Forte
The Kia Forte keeps up with the demands of the modern generation. The latest models feature a bigger touchscreen than previous versions, allowing for seamless integration with smartphones. Teens can access their favorite apps, make hands-free calls, or enjoy their dearest songs without ever taking their eyes off the road.
Most people are drawn to the Forte’s sleek and stylish design that sets it apart from traditional sedans. The compact size makes it easy to maneuver in city environments and find parking spaces.
Besides its driving capacity, it’s a secure vehicle. The Forte is equipped with a host of safety features including front and side airbags and anti-lock brakes. By driving a car that prioritizes safety, teens can potentially qualify for lower insurance premiums.
For example, when it comes to car insurance in Northern VA, the Kia Forte’s safety features and compact size can work to the advantage of drivers. Its overall safety rating may result in more competitive car insurance rates.
Honda Accord
Honda has long been known for providing stylish, powerful vehicles at an affordable price-so it’s no surprise that its Accord is a favorite among new drivers. The car’s large, roomy interior makes it a great choice for taller teens looking to drive something comfortable.
When it comes to safety, the Honda Accord doesn’t disappoint either. It comes equipped with:
- Rearview camera
- Anti-lock brakes
- Rollover sensor
- Curtain airbags
In addition to these noteworthy safety features, the latest car models have nearly four times the visibility in their mirrors. This valuable feature helps drivers who are still adjusting to lane switching avoid blind spots.
Nissan Altima
The Nissan Altima offers excellent fuel efficiency, making it a cost-effective option for both parents and teens. With its productive 2.5-liter four-cylinder engine, the Altima helps save on fuel costs. It’s one of the best choices for busy teens that leave home every day.
There’s an electronic parking brake for convenience, as well as a backup camera for added safety when parking in tight spaces. The Altima also has a push-button ignition and keyless entry, making it easy to start the car when rushing to school or work.
Its glass has an acoustic feature that makes the interior especially quiet. Outdoor sound waves and vibrations get absorbed so you get way less noise interrupting your concentration.
The Altima has three different versions: S, SV, and SL. All of them have Bluetooth and a fancy media system.
Go ahead and pick any model you like. The new driver insurance rates are affordable for all of them.
Jeep Gladiator
With its rad Jeep look and off-road skills, the Gladiator dominates as the toughest choice on the list. It’s got a huge truck bed that fits all your stuff, so it’s ideal for young folks who love going on adventures.
The vehicle is large and may be challenging for some teens to drive, but it would surely thrill someone who’s an excellent motorist. Ask your kid’s driving instructor what they think of the car’s size and handling. If they’re a fan, then consider it as a gift option.
Parents and teens often worry about how much it’ll cost to insure a vehicle this size. Surprisingly, teens can get budget-friendly insurance rates-even when they add more cool features to the car. Because this vehicle has proven itself to be an extremely safe option for young drivers, the insurance for it is really affordable.
The Gladiator’s super strong steel frame gives it extra durability, making it more protected in case of any heavy hits. The car also comes with blind-spot detection, collision warning with emergency braking, and smart cruise control.
Subaru Outback
With its legendary all-wheel drive system, the Outback provides exceptional traction and stability. Drivers can feel peace of mind on any road and in any weather.
If you live where it snows and want your teen to get around without worry, the Subaru Outback is the perfect car to get them started. The 4-wheel drive feature monitors acceleration and braking to prevent crashes. In the case of a flat tire or loss of traction, power is transferred to the other three wheels to prevent sliding.
Plus, it’s got plenty of room for passengers, so popular teens can travel with their crew without weighing down the vehicle.
It’s a cheap car to insure for anyone who wants a powerful ride. This beast can haul up to 3,500 pounds and even comes with a trailer hitch for all your towing needs.
It’s got a massive V8 engine, too, so it’ll cover a ton of ground. Your teen can use this car to get everywhere they need to go, and they’ll be there a lot faster.
Secure the Cheapest Cars to Insure for Teens With Confidence
As a parent, it’s important to make sure your teen is driving a car that fits their needs and yours. Before you focus on the cheapest cars to insure for teens, be sure your potential vehicles offer the safety protocols you need.
While you’re looking for a great starter car that won’t break the bank, check out our finance section for tips on saving and managing money. These vehicles might be more affordable than most, but they still take money out of your account. Make sure you’re not wasting money on unnecessary expenses with a little insight from us.
